Loan Against Property

A Loan Against Property (LAP) allows you to unlock the value of your property by using it as collateral for financing. Whether you're looking to fund a business expansion, manage personal expenses, or consolidate debts, a LAP provides a high loan amount with attractive interest rates. You can continue using the property while repaying the loan through flexible terms. With Fast Loan Track, the application process is simple, and approvals are quick, ensuring you get the funds you need without hassle. Our expert team is available to guide you through every step, making it a convenient and secure financial solution.

Service benefits

Our services offer quick approvals, competitive interest rates, flexible repayment terms, and minimal documentation. We provide personalized financial solutions to meet your needs, ensuring a smooth, hassle-free experience to help you achieve your goals efficiently.

  • Fast, flexible loans for every need.
  • Quick approvals, easy repayment options.
  • Tailored financial solutions, hassle-free process.
  • Low interest rates, minimal documentation required.

Loan Against Property Overview

A Loan Against Property (LAP) is a secured loan where the borrower uses their residential, commercial, or industrial property as collateral to raise funds. It allows individuals or businesses to leverage the value of their property to meet financial needs such as business expansion, funding higher education, medical emergencies, or debt consolidation. Since it’s secured by property, the interest rates are generally lower compared to unsecured loans.


Eligibility Required for Loan Against Property

Occupation Salaried employees, self-employed professionals, self-employed non professionals, and business owners
Age Minimum 21 years at loan application and maximum 60 years at loan maturity
Monthly Income 20,000
Job/business continuity 2 years continuous job or 3 years continuity in business
ITR Last 2 years IT returns
Credit score 700 & above

Document Required

  • 1 Recent Passport Size Photographs (Valid up to last six month captured)
  • Last 3 months Pay Slip
  • Address Proof
  • I.D Proof
  • Bank Statement of last 6 months
  • Documents Valid as Address Proof
  • Electricity Bill
  • Land Line Bill
  • Passport
  • House Tax Slip Water Bill
  • Gas Bill etc
  • Simple
  • Transparent
  • Secure

Get quick loans

Apply For Loan